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    AUSTRAC Compliance

    AUSTRAC compliance made simple

    Meet every AUSTRAC obligation — from AML/CTF programs and KYC to transaction monitoring and reporting. One platform, fully aligned with AUSTRAC guidance.

    Get CompliantSee Obligations

    AUSTRAC enforcement is real

    $25.2M

    Max penalty per contravention

    Personal

    Director liability

    7 years

    Record retention required

    Ongoing

    Monitoring obligation

    Your compliance roadmap

    Every Tranche 2 requirement covered — here's exactly how ComplyReady helps australian businesses.

    1

    Register with AUSTRAC and maintain your enrolment details

    Step-by-step Registration Assistant with pre-filled info and renewal reminders

    2

    Develop and maintain a documented AML/CTF program (Part A & Part B)

    AI-powered Program Builder generates your complete program in minutes with industry templates

    3

    Appoint a compliance officer and maintain governance structure

    Compliance Dashboard with officer assignment, task ownership and compliance calendar

    4

    Train all staff on AML/CTF obligations at onboarding and annually

    Built-in Training Module with role-based courses, quizzes, certificates and completion tracking

    5

    Perform customer due diligence (KYC) and verify identity

    CDD Records with ABN auto-lookup, document uploads, risk scoring and verification workflows

    6

    Monitor transactions and flag suspicious activity

    Transaction Monitoring with auto-flagging, TTR auto-creation for cash over $10,000 and case management

    7

    Lodge SMRs, TTRs and IFTI reports with AUSTRAC

    Automated Reporting Engine with AUSTRAC-format exports, deadline tracking and tipping-off warnings

    8

    Retain all compliance records for a minimum of 7 years

    Secure Compliance Vault with audit-ready exports and automatic 7-year retention policies

    How It Works

    Three simple steps to full AML/CTF compliance

    1

    Sign Up

    Create your free account in 30 seconds. No credit card, no commitment — just instant access to your compliance workspace.

    2

    Build Your Program

    Our AI-powered wizard asks simple questions about your business and automatically generates your complete AML/CTF program, risk assessment and policies.

    3

    Stay Compliant

    Ongoing monitoring, staff training tracking, CDD records and suspicious matter reporting — all automated and audit-ready.

    Built for compliance

    Why businesses trust ComplyReady

    We don't replace compliance experts — we give you the system to implement and prove your compliance.

    AUSTRAC-aligned

    Every workflow, template and output is built to meet AML/CTF Act requirements and AUSTRAC guidance.

    Designed for Tranche 2

    Purpose-built for the industries entering AML obligations from 1 July 2026 — accountants, lawyers, real estate and conveyancers.

    Technology platform, not legal advice

    ComplyReady provides tools and workflows to help you meet your obligations. For legal advice, consult a qualified professional.

    Built with input from AML compliance professionals
    Covers Part A & Part B AML/CTF program requirements
    Audit-ready exports and 7-year record retention
    Regular updates aligned with AUSTRAC reform guidance

    AUSTRAC compliance FAQ

    Common questions about AUSTRAC requirements and obligations.

    Join 200+ Australian businesses

    Start free today — no payment until July 2026

    Create your account in 60 seconds. Build your compliance program, complete your risk assessment, and train your team — all before the deadline.

    • Set up your AML/CTF program in minutes
    • AUSTRAC-aligned risk assessment included
    • Free compliance training modules
    • No credit card required until July 2026
    Get Started Free

    No credit card required

    ComplyReady

    AML/CTF compliance software built for Australian professional services. Helping real estate agents, lawyers, accountants and conveyancers meet their obligations under the amended AML/CTF Act.

    Product

    • Program Builder
    • Risk Assessment
    • CDD Records
    • Training
    • AI Assistant

    Industries

    • Real Estate
    • Accountants
    • Lawyers
    • Conveyancers

    Free Tools

    • Readiness Check
    • Penalty Calculator
    • Compliance Calendar
    • Enrolment Guide
    • Blog

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